Well, we're almost halfway through November so I thought it was time for an October update.
Let's recap
We are saving up for a downpayment on our future homestead. In September we managed to add DKK 12,205.10 to our account, giving us a new total of DKK 183,160.00 and we had a stretch goal of 5000 for October but would be happy with 3000.
Our new goal for the year was to hit 190k.
Source
What happened in October?
I think we did well. We managed to sock away 4491 DKK. It would have been nice to get to the full 5k, but it was a lot better than the 3k our initial budget allowed for.
That brought our total up to 187,651 DKK
We are tightening things up left and right these days and hoping to save money on a lot of things going forward.
Goals for November,
With Christmas coming up, we have decided to limit our saving for the next two months. We have plenty of money for Christmas in our savings, but we want to see if we can cash flow it out of my husband's income in November and December. We do however want to make sure we reach our goal of 190k, so we will see if we can make that happen this month and then leave the rest of what would have been saved for Christmas. Our plan is to put anything left over after Christmas in the savings account as soon as my husband gets his January paycheck.
We will also have to take a look at what our goal for 2018 will be savings-wise. I'm thinking 250k is a nice number, but I'm afraid the budget will tell us that 230k is more realistic as our income is much lower now. This will be a topic for next month's update.