More useful info here: Paperchacer20101 day ago
My best friend has discovered this as well and here’s what we’ve uncovered: The FRB is just the funding source to a Central bank where our real accounts are held. Each persons bank location will be different. The bank must be a full service bank that accepts ACH and Fedwire.

But wait there’s more, any bank with a name that has the words America, Citizen, Federal, Trust, or United are where the accounts are actually held. And it’s those routing numbers in conjunction with the SS with a “0″ added to the front as the account number is how you access your money. The reversals happen often times because the bill collectors we are trying to pay our debts off with, are really not equipped to take the FRB routing directly. This explains why everyone is getting the code R34 when the payment is rejected.

That code means limited participation and it’s telling the cable company for example that their VIP access to the FRB directly is being denied. So the cable company needs the routing number from that bank with the word “America” in it to then activate the FRB to send funds through. Now the FRB may turn their routing numbers on and off but to do that with a lower bank would draw too much attention and further validate what everyone is learning; they’re LIARS.

We also noticed another pattern, the letter on the back of the SS is not as important as the first number of the SS. This is a more organized plan than what we thought. It seems that everyone who’s SS begins with a 2 really belongs to the FRB with the 02 that bank then funds a lesser bank with the word America in it and that routing also starts with 02 the letter on the back of the SS shows what FRB services that one.

Now we haven’t figured out what it means for one FRB to service another but what we did find is that my friends account is with the bank with the word America in it! It really took just paying attention to the patterns but it appears we may have cracked the code. I’ll keep everyone posted… oh btw.. I found out that the very bank I already have an account with also has my secret account there… smh! It has the word Trust as part of the banks name and just as I said their routing number is also the same as the first digit of my social and the matches the FRB branch that funds it.

Anyone with a gmail.com can set up google wallet to plug in the routing number and the SS with the “0″ in front of it’s the correct routing it’ll say thank you and tell you to wait to verify 2 small deposits. Of course you can’t verify the deposits but what you will be able to verify is what your correct routing number is of the lesser bank the FRB is actually funding. I’ll try and find the link we used to get the list of all the lower banks that use Fedwire and Fed ACH because those are the routing numbers everyone needs.