You said it brother. It may be even worse in the U.S. I was raised to believe that you better be saving for retirement by your 30's or earlier. Yet so many people I know refuse to even put 1% into a 401k because they just can't afford it. Their monthly Spotify, Netflix, Vaping, etc. habits are just too important ;)

I'm hoping my crypto investments play out long term, but I'm also investing traditionally!