Article 1, Section 8: The Congress shall have power...
Here begins the "enumerated powers" granted to the Congress. Each clause directs to a specific, or enumerated, power.
Clause 2: To borrow money on the credit of the United States;
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Clause 5: To coin money, regulate the value thereof, and of foreign coin, and fix the standard of weights and measures;
We have two distinct powers, to borrow and create money. Congress retains power to borrow on the credit of the American people. The power to coin, or create, money has been delegated to an independent central bank. The Federal Reserve Act passed in 1913. Now the Fed issues Federal Reserve Notes denominated in dollars.
US newspaper clipping, Public Domain, https://commons.wikimedia.org/w/index.php?curid=5211151
The power to borrow and the power to create money are distinct. Most know their governments are in debt. But not all may know that governments can in fact coin their own money. Besides some avid coin collectors like , few people living today are aware that there is precedent for direct issuance of credit money from a sovereign to its people (now largely a collectors activity that doesn't support an entire economy with money). Even the US colonies had their own forms of credit. History contains great lessons in monetary matters and human life in general.