Not sure if you use Coinbase, but one of their Sell Options is Paypal, so you can sell your Bitcoin too your Paypal, and it exchanges right in to USD. But yeah, Bitpay is mainly for Bitcoin, and its like the Paypal for Bitcoin, great company, and the Visa Debit Card makes it super easy to spend your Bitcoin, the card has its very own Bitcoin address so when you want to load the card you just send funds right to it, it converts in to USD, and its ready to spend USD in seconds.!!! thanks again!!