#Tip #51: Move into a cheaper apartment or home.
If your rent or mortgage is unsustainably high, then move into a cheaper apartment or home.
#Tip #52: Re-finance your car.
Consider re-financing your car. If your income has increased or your credit has improved, you might be able to get a lower rate.
Tip #53: Sell your car.
Cars are expensive. Consider selling yours and taking public transportation instead.
#Tip #54: Purchase a cheaper car.
Sell your car and buy a cheaper one—or perhaps one that gets better gas mileage.
#Tip #55: Purchase additional razor blades, rather than entirely new razors.
Instead of buying a new razor, buy new blades, which are often now sold separately.
#Tip #56: Re-fill ink cartridges, rather than buying new ones.
Ink cartridges can now usually be re-filled using a toolkit and some toner. This is considerably less expensive than purchasing a new cartridge.
#Tip #57: Re-finance your student loans.
If you are able to re-finance your student loans at a lower rate, do it.
#Tip #58: Create a carpool for getting to work.
You need to get to work; and so do your co-workers. Create a carpool to save on gas and wear-and-tear.
#Tip #59: Improve your gas mileage.
Use tricks to improve your gas mileage, such as using cruise control. A few simple tricks could save you $20 or more each week.
#Tip #60: Add air to your car’s tires.
Adding air to your car’s tires (so that they are properly inflated) can improve your gas mileage considerably.
#Tip #61: Try to fix broken items, rather than buying new ones.
Fixing broken chairs, banisters, and other pieces of furniture or fixtures in your home is cheaper than buying new ones.
#Tip #62: Take a bagged lunch to work.
If you’re careful, you can take bagged lunches to work for a week for the same price you would spend in a single day if you were to go out to lunch.
#Tip #63: Limit the frequency with which you dine out.
Dining out can be very expensive; and it is often easy to ignore exactly how expensive it is. Try to do it less frequently.
#Tip #64: When you go to restaurants, purchase cheaper dishes.
If you do decide to dine out, don’t use that as a reason to splurge. Look for cheaper dishes and drink only water.
#Tip #65: Go to less expensive restaurants.
Not all restaurants are equally as pricey. Instead of blowing all of your cash on a fancy night out, go to a cheaper one. It can easily be just as enjoyable.
#Tip #66: Shop at thrift stores.
Thrift stores often carry a wide variety of second hand items, including books, clothing, and furniture. Instead of buying things new, first consider going to a thrift store.
#Tip #67: Keep track of your debt.
Instead of paying attention to your minimum payments only, keep track of the total amount of debt you’re holding, including student loans, credit card debts, and your mortgage.
#Tip #68: Keep track of your savings and investments.
Many people make the mistake of ignoring their savings and investment. As a result, they reap small returns—if anything. They also face the risk of large losses during recessions and bubble bursts. Pay attention to where your money is invested and saved.
#Tip #69: Get term, rather than permanent, life insurance.
Don’t invest in life insurance. Instead, use it for its intended purpose: get term insurance.
#Tip #70: Use local exchange sites to find furniture.
Use local exchange sites to get furniture. In many cases, you will be able to find bed frames, couches, and shelves for free.