There may be unclaimed funds in your name from savings / checking accounts, salaries and pensions, life insurance policies, and other sources. To get their goods and funds, some companies charge a fee. However, you have the option of finding your unclaimed money for free by consulting the list of official sources that USAGov offers you: Search in all the states in which you have lived. Perform a search in several states or one state at a time. You can also request help from the state's unclaimed property office. Get informed during state fairs and even in shopping centers, where treasurers and other state officials have informational events for the public. Find out if there are unclaimed funds from bankrupt banks or closed credit unions . Did you have a checking or savings account at a financial institution insured by the Federal Deposit Insurance Corporation (FDIC)? If that financial institution closed, you can do a search in the FDIC database. Check the listings of the National Credit Cooperatives Administration (NCUA) if your name appears among the holders of unclaimed deposits. Check for unclaimed or undelivered tax refunds or mortgages insured by the Federal Housing Administration (FHA). If you did not file a tax return because your income was below the minimum required, you may be owed money by the Internal Revenue Service (IRS). To claim your refund, follow these steps. Use the tool Where is my refund? to know where your money is. If you purchased FHA mortgage insurance, you may be eligible for a refund. Search the database of the Department of Housing and Urban Development (HUD). You will need your FHA case number (three digits, one hyphen and the next six digits, for example, 051-456789).
Look for back wages, pension funds or unclaimed life insurance. Check the database of the Division of Hours and Wages of the Department of Labor if your current employer or the previous ones you owe money (select the option "In Spanish"). It is also possible that there is an unclaimed pension plan of a company where you worked and that closed or canceled the plan. Enter the last name of the person who participated in the plan or its beneficiary, the name of the company or the state in the pensions search tool. To find unclaimed life insurance funds, enter the surname of the insured or their beneficiary on the form from the Department of Veterans Affairs (VA). This search does not include Group Life Insurance (SGLI) policyholders or Group Life Insurance for Veterans (VGLI). Remember to stay alert to scams related to unclaimed money. A common scam occurs when a person who claims to be from the government offers to send their money without claiming a fee. Know how to recognize impostors and report them. Find more tips on your money and consumer issues at GobiernoUSA.gov, your online guide to government information and services.
