The steep decrease on August 2016 was obviously the disastrous event that happened to me, financially. However, I should take a clue from slow decrease from January 2016.
Sometimes, you will realize that something is bad if the result is bad, as well. That was just what happened.
Before my eighth year on my job as a five-month-period contractual employee, it was made known that contractual employees will not be renewed. Regularization is dependent on possessing a masters’ degree. I have difficulty filling in my time-table. The work environment became so toxic, I mean very busy, that I can’t bear – regular workload, extension activities, other clerical work and obtaining a masters’ degree. To worsen, a family member got critically ill. As a not-so-good, yet not-so-bad son, I have to help financially. Just like most people… yes, I was caught unprepared. The money I had saved almost disappeared in a snap – that’s not an exaggeration. It happened when we settle the hospital bill. It happens in just one night, since we wanted our family member to be discharged from the hospital to avoid higher hospital bill. Since it is a critical illness, the expenses did not stopped there. Is there any help? Our relatives, likewise, have their own expenses. They also get sick. Somehow, they handed some amount to help. So, I resort to applying for loans, try to sell some items and ask some people to let me resell their items. The experience clearly defined what being broke means. I contained all of those and I am not sure how I made it – I am not even sure of my sanity.
Did you finally spot the bad financial decision? If you are still clueless, I will cover it on the next section. Piece by piece. This is my financial Chronicle and I am Sep, by the way.
You may also read the mirror blog at http://sepchronicles.blogspot.com/