Fun article, it was great to follow along and consider your logic there..

I agree, all the money soon ends up in the lap of the rich very quickly; but that's only because most people want to spend all the money they come by. I think that is very normal for young people that have never had money in their lives before and are are eager to enjoy some money (for a change) so I don't judge it.

I only say, that it is nice to live WELL, within one's means, and that can lead to becoming rich very quickly once a persona has the appetite for that style of life. It only took me about 30 years to work my way into it myself; so be it..