I am a member of TDV for almost a year now. I allocate the small 1-5 % of my earnings to BTC as well as contribute the same to my goldmoney account. I do invest in exactly what is being preached here. If you aren't a member of TDV service, you should be. I have come up from on my way going down because of them. :) Highest recommendation!!! I will be joining luke starting today. Love him too now :)