The world really does need to embrace money that is not simply made from thin air or created with nothing backing it other than a promise. Cryptocurrencies, in my view, are great because if these banks truly are on the brink of collapse than we need some global form of funds that are not subject to the speculation in stock markets, which many large banks do, derivatives being the worst of the worst. I hate the fact that people and corporations have so much power over the entire world economy and if it collapses what are we to do? Seriously. If the bank system devalues fiat currency and non-gold/silver backed monies than what does the average joe do so he can simply buy food or gas to go to work let alone will the electricity still run if an American dollar is worth a penny and pur bill is $100? What would the effects be in such a situation? Whats the best thing to do? Pull all my American Dollars put of the ATM or what? Buy silver ingots or coins? I seriously dont know the answer.