The Uk consumers have enjoyed a no fee bank account for a long time, i cant see that changing to a compulsary fee one, anytime soon.
Bank interest rates arent quite zero here yet. A Cash isa maybe 0.75% but lloyds does an account giving 4% and TSB was once offering a 5% one.
Smart Consumers with time to research will always gravitate towards the best offers in the market.
I think/hope its still far to early for a cyprus style savings account raid.

Im currently more concerned with the USA's debt especially since its the world reserve curency.