You're sort of correct when you say "no religion means no universal morality." It's actually "no God means no universal morality." Religion is irrelevant.

That's when your article falls apart. We should all be allowed to be loyal to our own flavour of monotheism? So we should all create our own standard as long as it doesn't violate others. Is not violating others part of your standard that you are imposing which is violating the creating of my standard? The problem is you have incorrectly evaluated the monotheistic "religions" and have not properly attributed the correlation between the teachings of said belief system and the actions of its adherents. Properly followed Islam will wage jihad. Properly followed Christians will not wage any type of violence. Just because an adherent does an action does not mean it is prescribed by their holy book.