It is never too early to start saving and I love that idea your mom had for you when you were little! I heard a quote by Warren Buffett recently that I really enjoyed and it reminded me of this post. "If you buy things you don't need, soon you will have to sell things you need."

If you are saving money every week or every month and practicing restraint when it comes to buying things you don't need, you will never be in a position when you are stressed about finances!

Great post! :)