I’ve done both. In fact, many of us have.

Personally, I like ‘going with the flow’, because there are no expectations in this mode. You just have to accept what comes your way. Also, when you plan something ahead, you are placing some expectations on the outcome, which might or might not be the turnout finally. On the other hand, there are zero expectations, which will teach you to accept what’s thrown your way.

There’s this famous dialogue from an Indian movie that roughly translates to - “In the end, it will all work out. If it didn’t, then it’s not the end”