A spider shot 
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Be sure to click on the image to view full screen!
Ok this is not perhaps my best spider shot, but there will be other times for those, but you did say my BIGGEST FEAR photography though, lol, and I think this one has to sum up the theme for me ...... you know, just when you need to be relaxing.
This one is a Hunter Spider, she doesn't have a web to catch her prey, she actively seeks it out, but fortunately they don't hunt us humans, and to be honest the more mosquitoes etc she can eat in the tropical climates, the better for all concerned.
This one lived in the wetroom where we stayed for a couple of weeks on Koh Phayam, Thailand.
So cool he's got his shades on huh? ...................... Go on, take a seat y'all! :)
Oh yes, first attempt at putting the code in for fullscreen (fingers crossed), thanks very much for that
Camera
Canon 550d
Canon 18-55 @ 41mm
1/200sec @ f8 iso3200
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