I am a crypto noob. However I have a fair number of decades in and around the equity markets. So call me simple, but I learned a long time ago to not buy things I dont understand. One thing I do know is Steemit seems to work. I write a post, in 7 days I get paid in Steem type tokens that can be sold for fiat etc or reinvested here. I like it. Why folks are always looking for a new coin beats me LOL.