Also, as you can see by this chart on CMC:

HBD is right now @ 1.02, so if it rises and Hive drops, you get even more bang for your buck when trading back! Should the crypto Gods allow it lol. It's been off by ~$0.10 just in the past month or week or so. It's an optimal time with Hive being high and HBD being low, to convert a decent amount if you can. The retention of value and the capture of the current value is the win/win here. Only way to lose, which could still potentially happen (Never gonna candy coat it.) is if Hive rocketed and then HBD suddenly destabilized in a major way under the $1 Peg. A possible scenario, even with a healthy ecosystem like Hive and even Steem funnily enough, but a very unlikely one in my opinion.