It was mentioned elsewhere before but who came up with that figure of 130000. Why not $100k or $200k? I mean according to the 60 minutes interview Stormy Daniels did not negotiate so it doesn't look like this is the result of something along "we met somewhere between two figures". Maybe that was the amount Cohen got in a short time before the election? Of course it would be a more believable amount just in case it would surface to the public as it did. But wouldn't Cohen at least hoped that we will never hear about that deal?
My guess is that Cohen believed he will get the money back from Trump but he was thrown under the bus which would make his story partially true but for sure not according to his plans. Now he's trying to get the best out of it but of course that's most probably a lost case anyway.