Coinbase gets an EMI licence in Luxembourg.
Another signal that the lines between crypto and traditional finance continue to blur.
Coinbase Luxembourg SA has just been authorised by the CSSF as an Electronic Money Institution (EMI) under Luxembourg’s payment services framework. And that matters.
Until recently, most crypto companies operated mainly around trading infrastructure.
An EMI licence moves things into a different territory: payments.
It means the ability to issue and manage electronic money, execute credit transfers, and operate inside the same regulatory perimeter as other payment institutions in Europe.
In other words, crypto companies are no longer only building exchanges.
They are increasingly becoming part of the financial plumbing.
And Luxembourg seems determined to be part of that evolution.
The Grand Duchy has long positioned itself as a hub for regulated finance. Seeing global players anchor part of their European payment infrastructure here suggests that this strategy is continuing into the digital finance era.
But this also highlights something important.
The next phase of the crypto industry will be about infrastructure, regulation, and real-world integration.
Trading platforms were the first chapter.
Payments might be the next one.
And that’s where things start getting interesting.
Because the real question is no longer whether crypto exists.
It’s how deeply it integrates into everyday financial systems. 🧡
