I was speaking to a friend of mine several years ago who lives outside of Toronto and he mentioned he had to visit the Dr’s office tomorrow and made it sound much more dramatic than say you or I. We all hate waiting and when mentioning an appointment have “that” tone in our voice. Well I inquired about it. He said that he would end up spending most of the day at the Dr’s office bc of the set up of Canada’s health care system. He said average wait for a visit is 4-6 hours of waiting to completion. He went on to tell me a bit more about it and it really started to hit me.....they do not have Dr’s offices it seems, they are all ER’s. That’s the kinda wait times you see in triage at my closest hospital. It is a Trauma I center so its not a small place but still....I’m not trying to cold hearted, but I work 3 jobs as a medic for my family, not because universal healthcare can go up 20-180% each year with only one provider available. I would have respected Obama a bit more if he had the nuts to have admitted his shitty system was destroying the middle class and needed to be overhauled or better yet, dissolved. Let insurance companies complete nationally vs state to state. I’m tired of hearing the recycled reason of price hiking is due to rates being under where should be. Who’s fucking fault is that? No mine? No matter though, because as Americans if its the private sector that fucks up, as in insurance period, cough...homeowners.....they should eat the red, not us. In NC HO insurance has gone up average 20% the past several consecutive years, with the companies asking for 25% raises. Reasoning being hurricanes have tore the outer banks a new one. Well, I do not live there, own property their, nor did I underquote premiums as they did. It’s win win for those assholes. They simply hedge on not have any major natural disasters for 1.5 to 2 decades giving premium quotes too low, then when they catch the ole 1,2 from Mother Nature, they simply say those premiums were calculated too low and now we need to raise our costs 20% for 3-5 years straight now. It’s a fucking hedge fund that doesn’t lose, they literally have a safety net. A perfect business, one that simply loses the hedge they made can turn around to raise their services cost bc you have to have it.