This was fantastic...thanks for making the effort!

This year, between what I pay in premiums and my wife giving birth, our family will pay out over $20k in medical fees...ouch!

In what I'm assuming is a "single payer" system based on your description, have you experienced any frustrations due to process inefficiencies (long wait times, limited care options, etc.)?

Also, do you think your country's system would benefit from having a "private option" to go along with the existing system, for those with the means and desire to pay out of pocket for increased/additional service if they so choose? This of course would be in addition to their responsibility to pay for the public option as well.

Thanks for the interesting conversation!