I don't have that but I'm very interested in it and will look into it even more and the website you wrote about. Thank you for sharing. Another thing I thought about in the VPN post something I learned a few years ago. In Sweden, if you have money in the bank and wish to take it all out you wish for checks without any deadline dates on them because if they have a date you have to change the checks into money and if they update the look on the money you have to turn them in again. If they don't have a date you don't have to turn them in for exchange for the money in a few years. Just thought about it if you don't want to use a card for payment :).