It's understood that mistakes are bound to go happen as a result of our choices, let take the case of your dad for instance ,I am very sure that if your dad knew that his decisions are going to be against him he won't even think about,so I can say here that Destiny has actually warrant him to lose his money because if will all know that our decision will be against us we won't think of making such decisions.destiny will ways come to play in everything we do.that some of us are getting it right doesn't means its all due to our decision making ability.it all revolves around destiny.if your dad was meant to lose his money,he won't.