I haven't even thought about retirement and do wonder if and in what form the pension I pay into will even exist. It may be a better choice to take that money and put it into precious metals or crypto methinks.

Sadly I doubt that governments around the world will stop spreading fear but people will adjust to it you're right. I guess the main dilemma in the future will be whether people truly adjust to the issues that they are facing or if they go for the easiest option and give up their freedoms for a sense of security.