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GRAFT is defined as a decentralized global network of real-time payment processing (RTA), born from a blockchain, being an open non-profit community platform evolving the way of paying through the promotion of the use of cryptocurrency, in the diversities of businesses and stores allowing small and large companies to revolutionize new levels of payments that facilitate and benefit both the consumer public and the company itself, through the various points and sales terminals that allow managing tasks, performed to the sales and charges per card.

PAYMENT BLOCKCHAIN EVOLUTION GRAFT

P2P (Peer to Peer)It is a business model in which, thanks to the platforms, users exchange files and information. It is an eCommerce model in which the market is managed by the users themselves, who directly sell their products or services to other people.

B2B (Business to Business), It is used to name the company that sells to another company for example: a manufacturer of electrical transformers that sell their equipment to a construction company, it is the business between large companies that has no link with the final consumer, where the volume of movements is huge in transaction.

B2C (Business to consumer), Is what refers to the strategy developed by commercial companies to reach the customer or final consumer, this type of operations are carried out by companies when customers are many and where a predominance of marketing direction is expected.

The GRAFT RTA works by implementing a two-layer network with super nodes (randomly selecting at the stake level) confirming and validating transactions and exchange in real time, ensuring automated payment and processes in real time both the buyer and the customer. merchant can pay and settle the currencies of their choice.

Advantages over the use of GRAFT in points of sale

Nowadays, since the use and implementation of electronic card payments, the financial life of people has been greatly simplified, just as through these means it has refueled enormous amounts of profits for those small and large companies, simply prays the saying, If you don't have point of sale forget about business.

Currently the vast majority of stores use payment terminals, traditionally debit and credit cards are used, GRAFT through analysis and studies has been able to go a step further with respect to traditional methods of payment with the purpose of integrating the blockchain technology and promote the use of different cryptocurrencies.

GRAFT has been able to integrate into traditional channels which means that store owners can purchase and install the free application at their terminals free of charge and start managing charges through cryptocurrencies and convert this into local currency if it is of its preference, reporting in this way a margin of benefits and additional profits since it would be including a new sector of users that use the cryptocurrency as a way of financial life.

When accepting Graft in the points of sale the main benefits are:

Instant payment on transactions.
Integration with leading terminal suppliers, which allows the acceptance of cryptocurrencies without changing the POS system.
Liquidity in real time and payments can be received in local currency.
With GRAFT you can pay from anywhere in the world using your favorite cryptocurrency, without surcharges and commissions.

Verifone Terminal Integration

Ingenico Terminal Integration

Why is GRAFT the best option when it comes to paying?

The credit cards of financial institutions usually charge a service surcharge at the time of use, this generates an additional cost both for the business and for the client, with GRAFT the client is exonerated from paying the surcharge and the business only cancels a minimum fraction of what the credit companies charge, the cards charge between 2% and 3% per transaction, while with GRAFT the rate is constant of 0.5% in all volumes plus 0.25% to 0.75 % for SLA (Service light agreement).

SLA, contract based on the level of service that a customer expects from their provider, this serves to establish indicators that measure and regulate the service and thus ensure compliance and the expectations of the client.

A perfect example where we can use GRAFT to contribute to the ease of users and businesses is in Venezuela where there is a deficit de money in cash economic platforms are collapsed and every day the prices rise because of inflation being one of the highest in Latin America and apparently there is no way out. The simplest purchases become a headache for the large volume of money that must be handled when buying and pay.

GRAFT as an application can offer another payment alternative compared to the existing debit and credit cards this method opens a door more to the users of cryptocurrencies, integrating them to the payment in the traditional stores offering in real time an easy payment and confortable.