Steem is poorly developed in the sense that most of the developers are more interested in what will make them money.
Why is steem not supported by any hardware device?
How can a company develop a luxury car without a comfortable seat for the owners?
Why must everyone be able to see how much steem each individual have without option of hidden wallet?
Who in the world will want to broadcast his bank account for the world to be viewing all the time?
These are some issues I think are fundamental to the future success of steem.