This is super cool! I've been messing around with the idea of a passive crypto portfolio for a while now but it's awesome to find someone who's simulating the idea. I have a question about your distribution, how safe do you feel holding USDT as a fiat equivalent? I tend to try and ignore the FUD but there seems to be a little too much floating around USDT for me to consider holding it, I'm interested to hear if you have any of the same concerns or if you think the worry is baseless.