Workless Wealth, ah yes, every person's secret dream in this age of Profiteering.

I worked for some forty years, enjoyed the good life at times, but also got sucked into credit issues at times.

"It isn't that I think we shouldn't chase dreams, quite the opposite, we should do all we can to do the things we enjoy. But, if we want a financial return out of it, we better have as much understanding about what we are getting into as possible. That is part of the skill set."

As you say above, I used my talents before retirement, creating a nice little workless online business. 12 months later in sept/oct 2008 my business got hit with the financial meltdown that spread across the US and then Europe.

After a second failed attempt, I decided there was a message there for me....
and that is what and why I am here now.

Great post, I will take some time and look back over the rest....