Interesting that we are usually more tolerant towards being intellectually gifted than being gifted with a trust fund.
We feel like having to work hard is a filter for desirable attributes like grit and determination. But intellectual giftedness makes you not have to work as hard at cognitive tasks.
Perhaps a reason we accord higher status to the intellectually gifted rather than the financially gifted is because we suspect they contribute more usefully to society.
RE: Another word for "trust fund kid" is "gifted".