On January 22, 2026, Blockchain Girls and Solana Superteam Poland hosted a event at the Rotunda PKO BP in Warsaw to answer questions about MiCA.
With the European Union’s Markets in Crypto-Assets (MiCA) regulation theoretically in full swing, the reality on the ground in Poland remains surprisingly complex.
As of today, Poland still does not have a domestic act fully implementing MiCA.
While MiCA is a European Regulation and applies directly, domestic legislation is required to designate the Polish Financial Supervision Authority (KNF) as the official supervisor and to establish specific procedural rules, penalties, and fees.
The first attempt at a "Crypto-Asset Market Act" was vetoed by the President in late 2025. A revised version (the so-called "Act 2.0") has recently moved through the Senate, but it remains caught in a political and legislative tug-of-law.
The Result: Currently, Polish entrepreneurs are in a "wait and see" mode. Without the local act, the KNF cannot officially begin processing CASP (Crypto-Asset Service Provider) licenses, creating a bottleneck for new businesses looking to enter the market.
Key Insights from the Experts
We were joined by an incredible lineup of experts, including Katarzyna Szczudlik, Aleksandra Jagielska, Katarzyna Ciupa, Artur Bilski, Aleksander Wilner, Krzysztof Piech, and Wojciech Ługowski.
The discussion focused on two main fronts:
Over-regulation vs. Market Order
Concerns were raised about:
High supervisory fees that might burden startups.
The KNF’s powers to block domains, which some argue could stifle innovation.The "Grandfathering" Period
For those already registered in the Polish VASP (Virtual Asset Service Provider) register before the end of 2024, there is a transitional period. These companies can continue to operate until July 1, 2026, under existing rules while they wait for the local licensing process to open.
Networking: Community over Complexity
After the dense legal panels, the atmosphere shifted. The Web3 community in Poland is resilient and collaborative. Over pizza and beer, founders, developers, and lawyers exchanged ideas on how to navigate this uncertain period.
The consensus was clear: The lack of a local law is a hurdle, but the community's momentum isn't stopping. Poland remains a vibrant hub for blockchain talent, even if the "paperwork" is still catching up.
