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Scammers are currently plentier than the people who have legitimate jobs in Nigeria and one paradoxical aspects of this is that sectors like bank, government, the police, network providers who revolves around the the daily life of people are making life difficult for genuine people and making life easier for fraudsters. For example I couldn't retrieve my sim card simply because it was my father who owned the sim, but a fraudster could use the sim to order things online worth of $500 and go Scot free.
The irony is baffling and if i detest this country before, I'm beginning to lose hope in everything Nigeria stands for. For the past four months i started a savings account of which i might be able to start up a business after college but after opening this account and saving some money i haven't gotten any confirmation that I've opened such account and because of the decentralised nature of the Nigerian banking system. it's easy to swindle a customer and no one will know.
So the bank is no longer safe to keep money because scammers are always around and things like mobile banking exposes you to easy theft. There's nothing like third party verification or security questions verification before a huge amount of money is taking off one's account and if your phone is stolen there's no way to prove that you never made any order online or sent a huge amount of money off your account.
Another thing is, bank workers are one of the most lackadaisical and lazy people on the planet, they're always too frustrated and never ready to help anyone. Issue is, banking is about details and most times these people make mistakes with things like name not to talk of other lesser intricate things. So now where to save money and be assured that nothing will happen to your details or information or even the money whether you lose your phone or not?
No where. Truth is, we're all living by the tipping edge and if anyone as much as lose their phone, they're totally compromised and they might go broke forever and this is something that keeps bothering me. In my own situation I owe the people on this chain, the hive community, because they've been responsible for lifting me up to some extent. I keep bemoaning the lack of security even if there's are shitty attempt made by a lot of sectors to provided security and sanctity.