Can the blockchain offer a banking system that will be initially integrated with the real economy? Developers of MyCryptobank offer exactly this solution - ready-made service for working with the cryptocurrency assets, fiat money, obtaining financial advice, lending, and issuance of cash. The application is adapted to the needs of private customers, large and small businesses: acquiring services, deposits, debit and credit cards are offered.
How is the MyCryptobank Ecosystem Organized?
The technology base of the platform is flexible smart contracts, MCB tokens and an open API for the development of decentralized applications. The team of creators describes ten key functions of MyCryptobank.
1. Wallet and Mobile Cryptobank - an application for a smartphone, tablet or PC, through which daily banking operations are carried out. The functionality is similar to conventional online banks but allows you to work with fiat money and cryptocurrency assets. The user can register several accounts, see a list of transactions by day, pay bills, goods and services, and receive the cash back.
2. Bank Cards and Payment Rings - service for the production of virtual and real plastic cards, which you can use to pay for goods and services in the online or offline stores. Payment Rings - an analog of the traditional "plastic" with the PayPass system. The client applies a special ring with a wired payment chip, and the funds are debited from his account.
3. Cryptocurrency Exchange – the service for instant conversion of the fiat and digital coins from anywhere in the world. The user registers an account, finds a point with access to the network, and converts assets with a minimum commission.
4. Fund Transfer - the function of money transfers in digital and fiat money, with the transaction carrying out in a few minutes. You can send funds to a specific user or organization to a specified account. Transfers in the cryptocurrency are carried out through the blockchain, the classical transfers are available through SWIFT.
5. Credits and P2P Loans - credit tools of the MyCryptobank platform, which are designed to quickly obtain loans secured by the cryptocurrency assets. P2P Loans are designed to receive loans without intermediaries: platform users agree on loan terms, make up a smart contract and save on intermediary commissions.
6. Cryptocurrency Acquiring - service for payment of services and goods using cryptocurrency and fiat assets. The developers plan to offer special terminals for customers, which will allow the equipment to be installed quickly and without additional payments.
7. Crypto ATM and Cryptomachines - equipment for the withdrawal of financial funds and replenishment of cryptocurrency accounts in cash. Clients enter their login and password, perform the necessary operations, saving on commissions of cryptocurrency exchanges and traditional banking organizations.
8. Bank Deposit - the usual bank deposits that are accepted in fiat and digital currencies. The client receives a fixed percentage, can replenish or withdraw the entire amount in the application.
9. Forex Trade - access to the trading terminal, automatic "binding" of customer funds to the account on the exchange. The tool allows you to play on Forex, quickly replenish your account and withdraw revenue without leaving MyCryptobank.
10. Consulting Services - traditional services for banking organizations of the preparation of documents, the issuance of loans, advice on tax optimization. Services are provided to registered users.
The Crowdsale and the Further Development of the http://mycryptobank.io/ Project
MyCryptobank team holds three rounds of the ICO during June 15 - October 14, 2018, it is planned to implement 517 million MCB tokens and collect up to $100 million.
65% of tokens will be sold during the ICO, 15% will be a reserve fund, 10% will go to the team, 10% will be spent on Bounty and support for partners. The collected funds will cover development costs (30%), marketing and obtaining licenses (20% each), the creation of ATMs (10%), improvement of infrastructure and introduction of innovations (10% each).
https://www.youtube.com/channel/UCEWn4UUSAX1xLQHKXkaBbuQ
Website: http://mycryptobank.io/
ANN: https://bitcointalk.org/index.php?topic=4484862
Author on BCT: Melnikof https://bitcointalk.org/index.php?action=profile;u=1152502