I'm the type of person who, prior to joining the hive blockchain, loved to pay my house rent before the due date, and in order to gather it on time without failing, I tend to save it with some thrift personnel in my neighborhood. But since joining the hive blockchain, my orientation about finances has widening, and this brings about the thought of how I can ultilise this money to give me more income before the due date.
For the past few weeks, I've been having some thoughts as to where to save my next house rent: online here on Hive or offline with thrift personnel, and while both sources are good to hear, I've got to tick on grounds to see which would favor me the most. The reason why I'm having this particular thought is because my rent won't be due until November, but then I need to put the money somewhere where it'll yield me more interest before the due date for payment.
Back then, before I joined the hive blockchain, I've had little knowledge of financial matters and tend to just do things like pay my house rent on time to avoid issues, and like I said, it's not like I usually have that money in case, so I save in thrift, but the problem with all this thrift is that I don't get any interest from saving; instead, my money reduces as the thrift personnel would also want to take some percentage for helping me save my money.
But joining the hive blockchain changes my narrative, as I've come to learn a lot of things via the people I meet on blockchain and some helpful financial advice and tips I've read, and this gave me the idea that saving our money comes in different ways and we've got to be on the lookout for the ones that favor us the most, so we can literally profit from our savings.
After indulging in thorough analysis and findings on which to go for, I finally decided it's best to gather the money and have it saved up as HBD here on the hive blockchain, and with that, I can get to enjoy the 20% apr interest that comes with having our hive stacked up in savings.
I was reading an article that analyzed the top HBD savers on the hive blockchain and the interest they got in return for their savings, and among the list was my mentor and friend 
Since we're still in February and my house rent won't be due until later this year, by November, I've made up my mind to start gathering the house rent up and saving it as HBD, even if that would require me to convert my fiat to hive and then HBD for me to achieve this.
My house rent yearly is just 300 thousand naira, and if I were to use my interest earn last month for the little 200+ HBD I've saved in my wallet, I know the interest would be much more, and with such interest stacking up for the next 9 months, I know that would be something and could be used for other things like investment in tokens or just left in savings to keep yielding me more and more interest.
This is a better and more advisable way to save, in my opinion, than thrift or bank savings that would most likely not earn you any interest but instead deductions that would help you keep your money, or charges related to card maintenance, alert charges, and the like. As this isn't the best way to save with HBD, I think it's the best medium to save in our world today.
And I won't shy away from advising anyone to do so. I mean, why would you churn to have your money in a place where it'll reduce or remain the same when you can easily put it in a place that'll bring about a monthly increase that makes your wallet keep getting fat and puts you on the track for financial freedom?
That's about it for now. I hope you enjoyed the read. Do have a wonderful day and stay blessed.
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