Okay , maybe a little "extra" for some input on your brilliant post. Comparing our two countries / cultures (see below), from the fascinating resource you've listed, there is a lot here.
As an American, the #1 "take away" for me is the difference in "Individualism" (a positive for this Steemian) and "Indulgence" (an even stronger negative for this Steemian). Our individualism is what has been a very important historical distinctive, so interesting to find it still has a relatively high ranking, although I think it is nonetheless greatly diminished from what it once was. Not good. And our "indulgence" and the seemingly insatiable "drivers" behind it. Even worse ...
In your post, you "call out" Sweden for being risk-takers. Years ago, we were looking to buy a home in the very northwestern corner of Washington state. In a little Dutch community. Our realtors were a man - woman team. He had (recent) Dutch ancestry and she (recent) Swedish ancestry. They told us a story with which they both agreed. This little community was a large boggy, swampy mess when the first settlers appeared in the area. Not habitable, in the eyes of some.
Like, the Swedes ... 😉 They took one look at the area, saw only problems as far as the eye could see and said "not for us" and settled in towns right on the coast, on "high ground" which was safe and secure. The Dutch? They looked at the area and saw opportunity. They set to work and transformed the land!
How? By their ingenuity and experience in knowing how to lay in "tiles" and drain the land, turning it into a very productive agricultural area. The result? Washington leads the nation in raspberry production, of which ~ 95% of it is in Whatcom County. My oldest children earned a very nice income (for children), working in these fields surrounding our little town ...
Risk? Problems? Reward? Opportunity? All in the "eye of the beholder" ...


RE: Little Ru on Risks and Expectations