Pundi X The Next Billion Crypto Users

About Pundi X

Pundi X is a startup blockchain that aims to empower merchants with unlimited cashless payment systems that can accept crypto across SE Asia through Pundi X POS (Point of Sale) smart devices. Pundi X will help to generate demand for new and old, as well as big and small cryptocurrencies. No other online cryptocurrency exchange can bring in new
cryptocurrency users from this segment and in the same number, thanks to our powerful focus on attracting the consumer market. Pundi X aims to bring in the next billion crypto users as it allows users to buy cryptocurrency anywhere and anytime. This will make PundiX the world’s largest decentralized, offline cryptocurrency sales network. It is ‘decentralized’ because the ecosystem and transaction records live on the blockchain. It is ‘offline’ because our entry
point is via Point-of-Sale (POS) devices installed in physical outlets.

Pundi X consists of:

• Pundi X Mobile App
  A physical machines that use our XPlugins and connected to the Ethereum blockchain. This device is available in stores and retailers near you, connect together to form the largest offline sales network in this world. A smartphone app used to do the following things:

• Buy BTC, ETH, LTC, PXS and cryptocurrency using cash or card
• Sell BTC, ETH, LTC, PXS and cryptocurrency for cash top up fiat money in a digital wallet
• Buy utilities and services, e.g. electricity using cryptocurrency

• Pundi X Card

Will be the physical multi-currency wallet for fiat and cryptocurrencies available for purchase and sale via the PundiX platform. The PundiX card also facilitates payments via cryptocurrencies held in the card through NFC and contactless technology.

• Pundi X Platform
  A reference implementation stack including software and hardware that performs the full Point of Sale (POS) device function. Our reference implementation hardware is already in deployment in convenience stores and retailers, and we will further distribute the platform through open source licensing and distribution of the SDKS and open APIs

The Pundi Platform is the final round-up in solving the complexity issue. As a both software and hardware, the full stack implementation allows the merchants to integrate their existing POS device by connecting with the Pundi Platform and accept payment in lieu of purchase/sale of cryptocurrencies and sale of daily goods & services. The hardware
allows the use of the Smart Card and any Mobile Wallet, whereby addressing the interoperability
complexity. We are currently identifying several channel partners to promote the Pundi X Platform
and PundiX Card. In this instance, we have identified the following verticals:

1. Existing POS Device Manufacturers – both hardware and tablet based (ex. Verifone, mSwipe, Kounta, InHouse, etc.)
2. POS Software Developers
3. Crypto Exchanges (ex. Kraken, Bitrex, etc.)
4. Crypto Cards (ex. TenX)
5. Crypto Banks

Pundi X Mobile App

Pundi-Pundi is available on the iOS AppStore and on Google Play. We have also rolled out the Scanbersama, Pundi Booster and Pundi Toko, apps.

• Scbersama is Indonesia’s universal QR payment SDK (Software Developer Kit) which enables any app to integrate with Scanbersama solutions using a single line of code. After integration these apps can be used to make payments at participating merchants. Scanbersama is available in SDK for our B2C clients for integration by app
  owners.
• Pundi Booster is an app selling virtual goods or services. Merchants that have Pundi Booster can sell mobile talk time and enable utility bill payment via the app. Pundi Booster is available on Google Play.
• Pundi Toko is the merchant management app for Pundi-Pundi and is available for download on Google Play.

Existing Pundi-Pundi apps are expected to promote the rapid growth of Pundi X. Since February 2017, Pundi-Pundi has over 100,000 downloads, achieving 20,000 monthly active users (MAUs). Today, over 500 retail outlets, restaurants and cafes accept our Pay-By-QR apps. Users are concentrated in Indonesia’s capital city of Jakarta with an
eventual roll out planned across the whole of South East Asia.

Pundi X Banking

Approximately 73% of the population of South East Asia does not have a bank account. In addition, tracking user credit ratings presents a major challenge without a workable credit rating system and so bank loan approval presents many difficulties. Consequently, Pundi X will collaborate with local financial institutions to create an effective credit rating system by addressing the biggest challenges of privacy and decentralized control by using blockchain technologies.

• Challenges of storing credit data
  Privacy is always a concern when it comes to storing data in the blockchain. Also, the cost and performance of storage are both important considerations: If all the credit rating data generated by users was stored on the Ethereum blockchain today, the system might not be able to handle all the necessary data processing

• Pundi X solution
  To solve this challenge, Pundi X has an API suite that connects to the Ethereum blockchain and stores user data in the blockchain in the form of a hash calculation. The aim is to store all data indefinitely - including utility bills history.
  Our approach is to store the hash results in the Ethereum blockchain instead of all the credit data. The hash data can then be retrieved and validated in order to check the full set of data stored outside of the blockchain. By accessing the open database and calculating the results into a hash, Pundi X partners can match their results with the hash that is stored in the Ethereum blockchain: if both results match then identity and data-integrity is validated.
  By avoiding storing all data in the Ethereum blockchain, we have developed a cost effective method that also effectively addresses privacy issues. Today, no user data is stored in the Ethereum blockchain, only hashes. Financial institutions can now retrieve credit rating data effectively and perform further calculations on their own servers, while avoiding impinging on client privacy.

• Pundi X advantages
  Due to its successful growth, Pundi X has a wealth of transactions and other data that is mapped to a wallet or blockchain address, while Pundi-Pundi has a great deal of user data such as names, occupation and credit card information. Together, Pundi X PUNDI X ICO 25 and Pundi-Pundi hold a huge data pool from which anonymized information can be extracted responsibly in order create huge value. This is something that other startups companies are not in a position to achieve.

• The Workflow of Pundi X
  

Pundi X Blockchain

Every Pundi X POS device is connected to the Ethereum blockchain via XPlugins.
As a result, each physical outlet is part of the Ethereum blockchain and developers from
all over the world can connect with the Pundi X network of devices and physical outlets.

• Pundi X Management Platform
• Connecting stores with Pundi X
• Selling cryptocurrency stores everywhere
• Making payments using a digital wallet
• Connecting to other Cryptocurrency Exchanges

Partnership

Team Of Pundi X

Angel Participant

Contacts

1. Isle of Man:
   Pundi Labs Private Limited
   1st Floor, Millennium House, Victoria Road,
   Douglas, Isle of Man, IM2 4RW
2. Jakarta:
   PT. Wokoworks Technology Indonesia
   Central Jakarta, Jalan Jenderal Sudirman,
   Sahid Sudirman Center, 56th Floor,
   Jakarta, Indonesia
3. Shenzhen:
   Wokoworks Private Limited
   Nan Shan District, Hai Tian Road,
   Software Industrial Park,
   Shenzhen, PRC

For More Information About PUNDI X Please Visit Links below:

Website : https://www.pundix.com/
WhitePaper :https://www.pundix.com/pdf/PundiX_WhitePaper_EN_FinalVer1.pdf
Twitter : https://twitter.com/PundiXLabs
Telegram : https://t.me/Pundix
Facebook : https://www.facebook.com/pundixlabs/
Medium : https://medium.com/pundix
LinkedIn : https://www.linkedin.com/company/13423325/
Youtube:https://www.youtube.com/channel/UCOIf6WeLEzZi3DQxzenTZeA

Created By : Panda_Pendek
My Bitcointalk Profil :https://bitcointalk.org/index.php?action=profile;u=1185206
My Ethereum Address : 0xaC13F35Eb6662986d5477267294Fe62c529A6b0d