As many of others " gurus," Ramit Sethi has done it wrong, its pretty easy to analyze someone and then judge it with your own perspective and vision , thats what more or less this guy its claiming to do, selling the gold´s egg "recipe".

Are you earning your potential ? but .... POTENTIAL IT´S NOT EARNED , we all have the potential to do the things we want to its an inner feeling a state of mind , an explosion of deep inner energy that awakes the giant in ourselves
Wich makes us like in this case todo not listen to bad advices .

Im really glad that you overcome your situation and that you can share it and embrace people like me to take the same actions, we all have a role in this lifetime experience, if you really want to help someone just make them questions to find out what they really want and embrace them to fill the gap between the present situation and the place where they want to be in the future . You could be a really good Coach.

"The path to success it's to take massive, determined action "

TONY ROBBINS