This free online book demonstrates how it is highly likely that the EU was both formed and designed in part by an unprosecuted nazi german war criminal who went on to sign the Rome treaty. This explains partially how the design of the EU is non democratic (setting aside the reality that democracy itself is little more than the majority abusing the minority):
http://www.relay-of-life.org/en/2016/10/the-nazi-roots-of-the-brussels-eu/
RE: EUROPE & BANKS