I think from my opinion Ripple price fluctuates mostly based on Rumors. We can see dips in xrp price once the rumor is announced as false. Ripple is little bit different than other crypto currencies. In my opinion ripple price grows but in a very low pace. If there is any real big partnership like google pay then ripple should rocket to moon. On the other hand there are many other decent partnerships with discussions in progress for ripple. Investing on ripple will definitely not make someone really poor.