The biggest problem for Ripple that Bitcoin has already solved
Ripple (XRP) is the third most valuable cryptocoin. With global financial and banking spending more and more on the XRP, many expect Ripple's value and market capitalization to continue to rise - and enthusiasts see ripple ahead of Bitcoin in the future.
However comparing Ripple and Bitcoin is not that easy. Actually, both Cryptocoins fulfill completely different functions. Bitcoin is a "digital gold" investment, Ripple is more of a utility coin making transactions around the globe easy, fast and inexpensive.
But even if we do not consider this functional difference, there is still one deciding factor that clearly speaks for Bitcoin: centralization!
A few billionaires and investors of the first hour hold the largest share in the Bitcoin supply, admittedly, but nevertheless Bitcoin is a completely decentralized Cryptocoin, which belongs to no enterprise, no state organization and also no CEO / developer. At Ripple, things look different, as Ripple itself owns most of the entire XRP supply. And that eliminates one of the most important features of Xrp Cryptocoins like Bitcoin: the decentralization!