Number 1
At the moment, Ripple technology is tested by nearly 80 banks. Soon, this test phase will end with banks setting whether to adopt Ripple technology or not. Banks will be able to adopt for two options. They will only use the Ripple transfer software, and in this case the money transfer costs will decrease by only 30%. If banks choose to use the Ripple software and the XRP currency, the transfer price will drop by 60%. This 60% drop in transfer costs may be an encouraging reason for banks to use the XRP currency.
American Express, Santander team up with Ripple for cross-border payments via blockchain (https://www.cnbc.com/2017/11/16/american-express-santander-team-up-with-ripple-on-blockchain-platform.html)
Number 2
Each and every unit of XRP is already live and present. It does not need any mining at all which saves power and electricity already. No wonder it is more sustainable than Bitcoin and other crypto currencies.
Number 3
Higher return on investment (in percent)ripple roi
Well, this is a very good reason why you should buy XRP. XRP is currently the most underrated currency in the top 2 Crypto market currencies. This means that this currency has made a significant progress to be used in the real world, but it still has remained cheap.
There are several reasons why XRP has remained cheap. First of all, BTC and ETH benefit from the majority of the attention of the big investors, but also the attention of small investors and this leads to higher prices. Another reason is that Ripple is a bank-working company, and in the Crypto world this is a sacrilege. Ripple is one of the coins that has a lot of enemies. This can be seen in XRP dedicated forums. The XRP is for people with open minds, not for people with preconceived ideas.
Number 4
Ripple is already working with the famous credit card company American Express. Their VISA Cards are already processing over 2,500 transactions per second. So, as you can see other companies are already lagging behind VISA in terms of Scalability. XRP is the only company who can stand VISA’s expectation.
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