According to February 2018 industry figures, XRP is the third largest cryptocurrency with a market capitalization of about $39 billion. Like bitcoin, ethereum and most of the major crypto coins, it is a blockchain technology conceived to function as a distributed open source internet protocol and decentralized digital asset.
XRP is so often mistaken for Ripple, its much older parent company which actually functions as a platform or peer-to-peer network that connects banks, financial institutions, payment providers, digital asset exchanges to interchange money all over the world seamlessly.
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