This isn't a credit card, this is an EFTPOS card. EFTPOS stands for electronic funds transfer, point of sale.
It is the default payment method in New Zealand, and we've used it since 1985.
Most kiwis are unaware that it's unique to here and Australia.
It works like a credit card, but it takes funds directly from your bank account, and has no additional fee.
I wonder if it might be an informative case study for cryptocurrency development.
Perfuct fow boiing a munce eynd choise poi (perfect for buying a mince and cheese pie).