About @Bank.SBD
@Bank.SBD is a steem service that aims to bring back the SBD-USD peg. It does that by providing cheap STEEM POWER delegations (loans) and only accepting SBD as payments. By this it creates an actual use case for SBD as a currency.
The SBD taken as payments is always priced at 1 USD (1 SBD = 1 USD) so anytime when SBD market price is below 1 USD, the delegations provided by 
Obviously the service needs a lot of STEEM POWER to be able to influence SBD price in any way - that's why those daily reports are generated - all the profit from those posts will be powered up so more STEEM POWER can be offered for delegations.
Current Data
Importants Stats- STEEM market price 0.124 USD
- Delegation APR: 12% (www.dlease.io/market taken as reference)
- Delegation ratio: 1 STEEM -> 434 STEEM POWER delegation per week
- Delegation price: 1 SBD = 1 USD = 8.065 STEEM -> 3500 SP delegated per week
- @Bank.SBD delegation is 57% cheaper than actual market price (SBD price is 57% below 1 USD)
- Total account SP: 11456.0
- SP currently available for delegation: 54.213
: 13.0 SP ending in 1.1 days
: 78.0 SP ending in 3.0 days
: 32.0 SP ending in 4.5 days
How To Buy Delegation
To buy delegation, simply send at least 0.01 SBD to
By default the delegation lasts 4 weeks and the amount of SP delegated depends on how much SBD has been sent.
You can also state for how long you want to receive the delegation like this: delegate for 6 weeks
You can also state how much SP you want to receive for delegation like this: delegate 100 SP
Finally you can combine those two like this: delegate 200 sp for 5 weeks
In all of those cases the service will automatically charge the right amount of SBD and refund (send back) any SBD that were not used for delegation.
To extend current delegations, simply send any amount of SBD with memo: extend. More about extend feature can be found here.
Invest - Profit Sharing
Steem users can invest into @Bank.SBD in order to receive shares in profit that comes from selling the delegations. Please remember that because the invested STEEM/SBD will be converted to STEEM POWER, the investments are not refundable - so in a way the shares are a life-time investment.
Investing STEEM And SBD
Invested STEEM will be powered up - this will increase user's share proportionally to invested STEEM. Invested SBD will be automatically converted to STEEM and then powered up.
To invest, simply send any amount of STEEM / SBD to
Share
User's share is calculated as a ratio of user's invested STEEM POWER and the sum of invested STEEM POWER from all users (user SP / sum of all users SP).
Bonus STEEM POWER For Investors
Currently @Bank.SBD receives additional STEEM power from 3 sources:
- post rewards
- donations from
(probably no one else will do it ever ;)
sends 30% of the vote selling profit as donation to
Current Investors List
: invested STEEM: 0.418, share: 0.000041%, invested STEEM POWER: 0.475 (0.057 bonus SP)
: invested STEEM: 0.833, share: 0.000083%, invested STEEM POWER: 0.952 (0.119 bonus SP)
: invested STEEM: 5.0, share: 0.000500%, invested STEEM POWER: 5.723 (0.723 bonus SP)
: invested STEEM: 500.0, share: 0.049923%, invested STEEM POWER: 571.919 (71.919 bonus SP)
: invested STEEM: 591.103, share: 0.052413%, invested STEEM POWER: 600.443 (9.34 bonus SP)
: invested STEEM: 14.262, share: 0.001259%, invested STEEM POWER: 14.422 (0.16 bonus SP)