Hive account@marklyford has been lying so much and so long time that it should be very clear that he is deliberately scamming people and not trying to do any kind of legitimate business. His businesses haven't failed, they have gone just like he had planned: he gets all the money and investors get nothing.

Just read these articles, please:

• Ponzi Accusations Fly As BanxShares Is Set To Be Removed From CoinMarketCap Rankings
• Banx Three Months Later: No BitShares Integration, Less than 1% Sold, Network Is Down
• Mark Lyford Opens Banx Sales, Quickly Becomes Worthless