I personally rarely ever spend my change, and if I do it is because I need it for the tax and don't have an extra dollar on me to break. But that rarely ever happens. When my kids were little, I would cash it in once a year and we would take them on a small vacation to a near by amusement park. But as they flew the nest and our income increased because of that and better paying work for both my husband and I. I just stockpile it. But I also collect old coins, bills and other precious metals like silver, gold, brass and some others metals. My husband was a CNC machinist for 28 years, and though he doesn't do that for a living anymore he keeps his skills up to date just in case he needs to make us stuff. Or make parts to fix stuff.