This is my 4th Steem post and my 4th post on SmartCash!
SmartCash was born just this last summer, July 2017, it will be turning 4 months old November 11th, 2017 and it has been a wild good ride so far. Please be on the SmartCash Slack Chat https://smartcash.slack.com/
to get started with SmartCash Slack begin here https://smartcashinvite.herokuapp.com
Be sure to wish its founders and developers a happy 4-months (November 11th, 2017) no matter where the price is at.
This currency is basically still an infant and has a way to go before reaching full maturity, and it is being nourished by a great team of programmers, new adherents and innovators. It must be restated, as I have in a previous post, there were all sorts of wallet dramas, and people were stressed out, but the SmartCash team kept their cool and walked people through the issues and eventually everyone got sorted out. This kind of fanatical tech support is what ensures great things are coming in the future, if things remain steady in these regards of the helpfulness of the core team.
Follow SmartCash on Twitter, Right Now
If you're not on Twitter, get an account now and follow SmartCash https://twitter.com/scashofficial they offer regular updates about what is going on so you can keep your finger on the pulse. Not only can you stay abreast of what's going on but the leadership in SmartCash is on the move, they're networking at conferences and sharing the crypto love, check this out
'Smartcash / Grid+ / Presearch / Experty / uPORT: Interviews @ Ethereal Summit San Francisco 2017' https://steemit.com/smartcash/@crypt0/smartcash-grid-presearch-experty-uport-interviews-ethereal-summit-san-francisco-2017
SmartCash taught me many things, the first lesson I learned in this cryptocurrency world is never obsess about the price on any given day or what it was in the past or might be in the future, it's the long haul that matters. It doesn't matter if the price is up or down, because it will always be up or down, it's the team behind it and their commitment which matters most and will ultimately determine if the currency is destined to fall into the abyss or reach for the stars. I'm learning a great deal of discipline holding on to my cryptocurrency, even when there is temptation to sell at a profit. Never wrack your brain over the fact that you didn't get in early to enjoy those super low prices, just get in and stay in and stay in for the long journey.
It's going to take time and commitment, but I believe SmartCash is destined for the exosphere*! (see definition of exosphere in references of article). Check out some of the fun graphics I'm making with the SmartCash logo.
SmartCash: A Different Kind of Hot New Cryptocurrency
On July 11, 2017, #SmartCash, a different kind of cryptocurrency was launched into the crypto-ocean after a digital bottle was allegorically christened. While it has some things in common with other cryptocurrencies, it does have many differences that make it unique and the hot choice for many of the cryptofund gurus as well as many newbies to the world of cryptocurrency. SmartCash was my beginning into cryptocurrency, just read my first #steem article! This is a totally new direction for me in my life getting involved with cryptocurrency, the die is cast, I have crossed the rubicon and it was one of the greatest decisions in my life. I can't believe how much fun I'm having learning about all this new software-technology and I haven't even scratched the surface yet.
As a newbie, I can tell you, having joined the SmartCash Slack Chat https://smartcash.slack.com/ (to get started on SmartCash Slack begin here https://smartcashinvite.herokuapp.com ) the people there have taught me a tremendous amount about the cryptosphere and pointed me in the right direction to learn on my own. Yes, my own one month anniversary in the cryptomatrix is coming November 6th, 2017, when I acquired my first 5,000 SmartCash, almost exactly one month ago on October 6th, 2017, thank you 
SmartCash Learning Curve
I can't believe how much I have learned in such a short time and at the same time, I can't believe how little I know (yes I can). I just started trading currencies on cryptopia, this is so much fun! I set aside a very small portion of my budget to experiment with trading to see how it goes. I finally figured out how to get .05 bitcoins on cryptopia and have begun to play the markets, wow is it addictive. The alt coins have taken a major hit recently too, but it is to be expected as everyone is buying bitcoin for its big mid november split. I got into the day trading aspect just so I could learn how it works, but despite being fun and addicting, its not my forte, I prefer just buying and holding, so I'm going to stick with that approach.
You can now trade SmartCash on a plethora of places, it seems like every week or so, I hear about a new place you can do transactions with SmartCash, this means good things are on the horizon.
Keep an eye on SmartCash on Cryptopia
https://www.cryptopia.co.nz/Exchange/?market=SMART_BTC
If you're not a member of Crytopia yet, sign up now
https://www.cryptopia.co.nz/Register?referrer=markrypto
Keep an eye on SmartCash on CoinExchange
https://www.coinexchange.io/market/SMART/BTC?r=687fde9b
If you're not a member of Coin Exchange, sign up now
https://www.coinexchange.io/?r=687fde9b
You can now trade SmartCash on CryptoChange, Sign up now
https://www.cryptochange.co.za/
Keep an eye on SmartCash on Stocks Exchange
https://stocks.exchange/trade/SMART/BTC
BREAKING NEWS, SmartCash is now on HitBTC
https://hitbtc.com/?ref_id=59fcc02269dfc
Check out this blog post by HitBTC announcing SmartCash!
https://blog.hitbtc.com/smartcash-community-driven-decentralized-economy/
SmartCash is on HitBTC now, check out this news release on the subject by SmartCash!
https://steemit.com/smartcash/@smartcash/smartcash-is-now-listed-on-hitbtc-cryptonews-how-to-trade
My advice is to sign up for all these exchange sites if you're not a member, it helps you to learn how to navigate them. What I'm finding is some of these places are not intuitive, so part of the learning curve is forcing yourself to play with them and learn how they work. I find in life that rarely do a lot of places invest money in UI, user interface and navigation, which is why adoption of these technologies is slow. I wish more places would adopt a plug and play approach to their interfaces.
Current Circulation and Max Circulation
When I write about SmartCash I'm going to be exploring the issue of max circulation, and thinking of ways to overcome objections. This seems to be the biggest wall I get from people who look into investing in it and I want to learn more about ways to overcome those objections. It has already been said before, but there is a cap on SmartCash of 5 billion over 100 years and roughly 800 million are already in circulations. There’s plenty of room for people to get in now on this hot new cryptocurrency early while the price is still very low. Already, value jumps of several hundred % in a single day have already occurred and I've seen highs in the 16 to 18 cents range, which is amazing, since I got in at 3 to 4 cents. I think we are truly lucky the price is hovering between 5 and 10 cents right now, which means there is still time to load up good amounts. What I would like to let people know who have objections about the max circulation is that a significant portion of that money is going towards projects like promotion, and hard real word projects like making it easier to convert fiat currency into SmartCash. The team is kicking butt getting SmartCash on exchanges, and projects in poor countries are growing which is where impact will be strongest. It's 2nd and 3rd world, developing countries where inflation is highest, and where they would benefit from cryptocurrency. This means the overhang isn't being used to enrich the insiders, but help the global community.
As more SmartCash is mined (requiring time-investment) and purchased more broadly, the value of each coin will rise and it is expected by the end of 2018 for each coin to be valued at $1 US. I already saw the total market cap for SmartCash reach $100 million for a short time. I know someday its market capitalization will be over $1 billion. It's going to take time to reach that major milestone, but it's going to happen. It's not that difficult either, the price only needs to be 10 to 20x higher for it to safely pass the billion dollar mark. If the number of people buying and holding SmartCash grows 20 fold it could easily reach those mount everest heights.
You can buy SmartCash with greenbacks!
SmartCash can be purchased with Fiat funds, i.e. the US Dollar, the Euro and other paper currencies that are not backed by gold, but first you have to buy bitcoin or you can do an OTC trade with someone you trust. I was able to buy SmartCash through some risky transactions, I sent some people paypal payments and then they sold me SmartCash. This type of OTC (over the counter) is dangerous and an easy way to get ripped off, so a safer way is to buy currency through a website like coinbase.com but for many people outside the USA, it's extremely dificult.
The US Dollar is considered Fiat cash and here is why, it's not backed by anything other than faith. Only currencies fully backed, dollar by dollar, with an equal amount of gold, silver or basket of precious items, to cover the current value of that currency, are not Fiat currency. Many people believe that US money is still fully gold backed, but that is not true and has not been for many years now. Many cryptocurrency websites will trade cash for SmartCash at the exchange rate posted that day, but there is usually a premium to pay in a number of cases.
Both the value of the Fiat funds and the value of cryptofunds go up and down, but SmartCash is trending upward in value in the long haul, even if it makes some big dips, I personaly think this one is a long term upward trend - this one is a keeper. That makes it a good idea to get into SmartCash before everyone jumps on board and drives the trading value higher. Now is the time to buy! Buy Buy Buy!
Fungible
I never heard the financial word fungible, until I got into SmartCash. SmartCash is fully fungible. Strange word, fungible. But that is because it is one of those financial/legal words we don’t commonly use day to day. Google’s online dictionary defines it as “able to replace or be replaced by another identical item; mutually interchangeable.” Still a little hard to understand but once you read their example use in a sentence, it all becomes quite clear: "money is fungible—money that is raised for one purpose can easily be used for another". What it means is that you can spend it, sell it, hold on to it, give it to someone as a gift, spend it at merchants that accept SmartCash or pay someone for performing work for you as a form of payment; you can use it as you wish to exchange for something else of value to you. It’s not just a cyber idea sitting out there in the cloud somewhere. It is held in your online cyberwallet or local Smart-wallet until you decide to use it in whatever way you choose. It works just like money but it’s digital money. The good thing about SmartCash ($Smart) is the max currency is finite (not infinite), whereas the greenback can be printed forever and ever until it is worthless.
The Federal Reserve is evil, it lends the money at interest, tax dollars pay that interest. The dollar has lost 99% of its value since 1913 because it's no longer backed by gold and silver, which is categorically unconstitutional. Think about this, if you work for money, and it is being eroded, that means your time is being stolen, you can't get that time back, it's gone forever. So the Federal Reserve is stealing hundreds of millions of peoples' time that they absolutely can never get back, it is the ugliest theft of them all.
SmartCash Community Excellence
A huge difference between SmartCash and other digital currencies is that SmartCash is community driven. Decisions are not made by some person you never met sitting in an office somewhere, which is how other cybercurrencies are governed. Decisions are made by the community of SmartCash by users that meet the criteria of holding the currency. One SmartCash share equals one vote, so buying SmartCash allows you to vote, and the more you purchase the more voting power you have and since the currency has some 800 million in circulation this tends to put more potential power into the hands of the masses, rather than the few, at least in theory the more people who purchase SmartCash the more representative of the people are the votes.
SmartCash Cryptocurrency offers more privacy than paper money with a coin cleaning service
Privacy is a serious issue when using any of the cryptocurrencies available and the coins in other cryptofund wallets can have their transaction history tracked but SmartCash solved this problem. SmartCash takes the need for privacy seriously and feels everyone has a right to keep the history of their transactions fully private. They developed the world’s best privacy protocol known as Zero Coin. By choosing to “burn” and renew your cryptocoins using the Renew and Replace feature, the history of the past transactions involving the cryptofunds is completely cleared and brand new coins with no transaction history replace the burned funds. This protects the user because if somewhere in the potentially long history of past transactions, of a coin you hold in your crypto wallet, was obtained illegally or involved in illegal activity, other cryptocurrencies can trace that coin to you and legal issues can ensue, including possible jail or prison sentences. It only takes seconds to ensure the history of coins you hold are clean and clear of any problems from past transactions so the danger of holding the coins is removed. This is hands down my favorite feature of SmartCash and in a world of decentralization more and more coins must incorporate this awesome feature. In a world where the government is always spying on everything you do, every keystroke you make and watching you from cameras and satellites, it's nice to know there is a coin washing service.
Mine SmartCash
The idea of mining cryptocurrency scares the living bejeebers out of people and I don't blame them. Who wants to setup an electricity guzzling rig in their home and send the utility bills to the moon and back? Not to mention mining is frustrating and complicated, it requires some technical know-how, but it can also be very rewarding and in truth once you get setup, it's not as bad as it might seem.
We will need to talk about mining often, because it's one of the best ways to acuire coins. Like other cryptocurrencies, SmartCash can be mined. While mining, the computer can still be used for other activities. Mining can be run 24/7 so you can find blocks of coins and unblock coins while you sleep or work. The more GPU and processing power you have available, the faster the mining process will work, finding more and more SmartCash for you is a great long-term approach to increase your holdings. The SmartCash team has set aside 5% of the max coins for mining! Do the math 5% of 5 billion is roughly 250 million that can be acquired over a very long period of time, but of that mining % goes to the miners, the other % goes back to the community programs like SmartHive. The best thing to do is get on Slack for the details, I purposefully left out all the more intricate details to get you to join SmartCash slack and to get on the #SmartCash $Smart forum https://forum.smartcash.cc/
SmartRewards
Bookmark this #SmartRewards page for the best summary of the program https://smartcash.cc/what-are-smartrewards/
You're going to keep on hearing about SmartRewards until I pound it into your brain, GET ON THE TRAIN! You might not know this but here’s another big difference between SmartCash and other digital currencies. Other cryptocurrencies reward only the miners but SmartCash has a program called Smart Rewards where the whole community is rewarded, not just the miner. If you have been reading up on SmartCash you already know they have paid out SmartRewards three times (see the payouts below).
The details are this, the program holds 15% of the SmartCash mined and give it to faithful holders of SmartCash, who stay within the snapshot range of roughly the 25th of the month to the 25th of the next month. You're going to be hearing a lot about SmartRewards going forward when you see people rushing before the 25th of every month to fill their wallets with SmartCash coins. Expect the price to surge around this time, day traders are salivating over this day, when they can reap huge profits from selling their stash, but my advice is to keep your SmartCash exactly in your local or ewallet to enjoy the rewards.
Web Wallet http://wallet.smartcash.cc don't just get the downloadable local wallet get the e-wallet (web wallet) too.
Check this out:
1# August 2017, SmartRewards: Whopping 400% (roughly)
2# September 2017, SmartRewards: Awesome 38.5% (roughly)
3# October 2017, SmartRewards: Impressive 25% (roughly)
4# November 2017, SmartRewards: Estimate 10% - 15% (roughly)
#SmartRewards Payout Chart http://smartrewards.ccodam.dk for the fourth-cycle
SmartRe
SmartRewards Payout Calculator, COOL! http://smartrewards.xyz/
Being a community-centric program, SmartCash monthly sets aside 80% of the block rewards to allocate to funding programs voted on by the community and to reward Hive Teams. 5% of the remaining funds are allocated to the miners and 15% are spread through the community as Smart Rewards. Of course, the amount used in this reward budget has to also account for system maintenance and other system needs. The bulk of the budget, however, does go back to the active member community. This system also acts as a price stabilization process and rewards people for holding onto their coins. This will drive up the value of each coin over time. As more and more members join SmartCash, the smaller the Smart Rewards will become, making it well worthwhile to be a member who stays in for the long haul and build up your SmartCash holdings in your Smart Wallet and allow it to grow in value over the next year. Of course, you can choose to spend, exchange or sell your coins at any time you choose, but the smartest thing you can do right now is hold on tight, because the monthly SmartRewards are still very high, look at November's payout potential. You would never get 10% - 15% at a bank, you're lucky to get a % amount lower than inflation.
InstantPay is still in development at this time but is expected to be online soon. This will allow fund transfers instantly, much like PayPal where there is no wait to spend or withdraw your coinage. More information on this is forthcoming.
Members can also earn by promoting SmartCash on sites like Steem, Reddit, and Twitter. If your remarks or articles are upvoted, you get rewarded with coins through an ambassador program. This is another important way to earn more SmartCash. This gets the word out about SmartCash and also allows members to promote the community concepts of the programs to the whole world. Hopefully more information about this will be released soon, as they are starting a new SmartCash writers team on #Steem.
Don't forget there is a Tip Bot on Steem and Slack. Some users even “tip” or gift newbies to help them get started and feel the joy of having new first funds to put into their Smartwallets (local and web). If you're not a member of the SmartCash slack get started here https://smartcashinvite.herokuapp.com and check out the tipbot. I use the tip bot by having a private conversation with it and type PRICE so I can keep up to date about the price of SmartCash.
There’s just nothing out there with a business model even close to the community-centric #SmartCash. Check out the site at www.SmartCash.cc and you, too, will want to be part of the community. It’s growing fast and getting in early will prove to be a huge benefit over the long haul as the value of SmartCash rises and rises. I can't say this enough, now is the time to get in! Remember back in 2011 when Bitcoin was affordable? Well in 5 to 10 years SmartCash will likely hit the sky, don't miss out, get in now!
SMARTCASH IS A STRONG BUY FOR LONG-TERM INVESTORS
When SmartCash is below 15 cents, it is a very-very strong buy, above that price it is still a good buy because it is a long-term investment. It takes stone discipline to hold on to a cryptocurrency when it rises or falls dramatically. When a currency you hold rises to a great degree, you get this overpowering urge to turn it into bitcoin. Believe me I know the feeling. Bitcoin is the mother of all cryptocurrencies and it's the one everyone is watching the most intently, its price has great influence on all the other cryptocurrencies, sometimes called alt-coins. Overcome all urges to sell your SmartCash, hold it like it's a retirement fund. Use it as a means to retire in 10 years. Buy $50 to $100 bucks a week for the next 10 years, and in 10 years you're going to have hundreds of thousands of SmartCash potentially worth an amazing sum of money.
QUIT WHILE YOU'RE BEHIND?
The other difficult issue is when you're holding a cryptocurrency and it falls, there is an urge to get rid of it, as in "quit while you're behind". Though there seems to be more resistance to getting rid of a coin when it falls because people hope it will turn around and thus hold fast, praying. Not the case lately, however! Everyone is now trying to sell their dalling coins to buy bitcoin, so they can benefit from the mid November fork, so prices on many cryptocurrencies are falling through the bottom, whatever you do, don't sell, the markets will rebound after the middle of this November. If anything, now is the time to broaden the horizon of your diverse portfolio of cryptocoins. Right now, dig in deep and buy SmartCash, it's selling for a bargan, I've seen it as low as 700 to 800 satoshis these days, these types of days will be rarer and rarer in the future as adoption of SmartCash grows exponentially. Before I leave you with some great links and things to explore I want to make sure you like SmartCash on Facebook https://www.facebook.com/smartcashcrypto/
Now, I want you to check out these awesome programs
200K Award for Video Programs. Got video skills? This one is right up your alley. The best way to help SmartCash grow is to make educational videos that will help people to better understand SmartCash, especially newbies. It also helps to get seasoned Crypto-Folks on board as well! Check this out...
https://forum.smartcash.cc/t/bounty-200-000-smartcash-for-in-depth-video-series-explaining-smartcash-features/689
100K Creative Writing Program! The are offering 5 winners some major prizes, so check this out and get involved quickly as time is running out on these contests, but surely there will be more to come in the future.
https://forum.smartcash.cc/t/the-100-000-5-winners-smartcash-writing-contest-bring-your-a-creative-skills-and-explore-smartcash/815
Ambassador Skills? Want to help promote SmartCash? Check out this awesome program they offer for people who want to spread the message about SmartCash to the broader cryptocommunity.
https://forum.smartcash.cc/t/introducing-the-incentivized-ambassador-program-got-skills-help-us-grow-get-paid/155
New SmartCash Writers Team
https://steemit.com/smartcash/@smartcash/we-have-officially-launched-team-smartcash-on-steemit-rewards-for-posting-paid-in-smart
To get on the SmartCash Slack forum start here https://smartcashinvite.herokuapp.com
Instagram SmartCash https://www.instagram.com/smartcashcrypto
Reddit SmartCash https://www.reddit.com/r/smartcash/
Telegram SmartCash https://t.me/joinchat/HBMX1g-qkhbdlSUNNIsoWg
Definitions
Exosphere https://en.wikipedia.org/wiki/Exosphere
Coffee Me Please, (SmartCash Address): SfR3QRfQpWH4zvrsyUx4UdxqbCtgVqcyT5
If you would like to learn more about SmartCash please visit https://www.SmartCash.cc