There are many people out there promising you the stars and moon if you follow their investments and do what they tell you. Fact is that those guys are onky out for your referral bonus and are not giving you sound Smart advice. For this purpose I will give you my rules for investing and what it takes to get me to invest and then you can make a decision on if you want to invest.
Never invest your own money. (Exception is when you first start it doesnt hurt to add a couple dollars to your wallet but make sure its disposable so you aren't blowing your lightbill money to play the odds.)
Only support (invest in) groups with white papers and communities you can thrive in. If you have a gut feeling something is not right don't invest.
If you are investing in ICO's remember they come and go and sometimes a safe bet is an established group that has stood tried and true for a while. Some that I support that have amazing communities are Smart, Magi, and Verium. These are all solid groups with great communities and amazing white papers thst outline everything in production. If you feel that an ICO that you invested in is going to tank then don't hesitate to pull out.
Remember this is about community be involved. If you need places to look smartcash.cc has an amazing community that will help motivate you and give you advice on what works best in gpu mining their token. If you are using mobile or cpu to mine look into Magi at m-core.org they have a great low power mining setting using cpu that gives everyone a chance to be involved. Either way you wont go wrong.
You can always find me here or in either communities chats if you have any questions or want to collaberate. Talk to you soon.