The number of times and places that you want to repeatedly stick your head in you are the one with an agenda. The way you are posturing yourself it looks like you want to be the next CEO and I would fully support you to this ambition. And maybe you would make a really good one. But before you get all lofty minded you need funding for it. You could continue to suck the life out of existing players who are getting tired of it or recruit lots of new players which is not so easy in a bear market. But if you really want to push it you could advertise the product and hope the SEC does not see it as selling unregistered securities (which you have no way of registering even if you wanted to). Or you could go down the other path of a referral system and hope that no one sees you as an Egyptian trying to build a monster pyramid. Either way it would be like walking bare foot on broken glass for you. Maybe the CEO spot will just fall into your lap so I wish you all the best in your aspirations.