I already have my Stipend investment, now I'm waiting on the platform release. If you are a freelancer, this will be a great platform for you.
Instant payments, low fees, decentralized, blockchain privacy,
If you are concerned about the volatility of the crypto market, you can invoke volatility insurance which guarantees that the amount you agreed upon for fees is the amount you will be paid regardless of whether the market goes up or down.
Also there is a reward system in place that can pay you staking rewards on the amount of the contract while the work is being completed.
And if you are an employer there are some new tools available, called Stipend Enterprise, that will help you manage large projects and allow real time communication between everyone on the team.